Post dating cheques

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A post dated check is a check on which the issuer has stated a date later than the current date. A post dated check is used in the following situations:. Deliberate payment delay. The issuer does this in order to delay payment to the recipient, while the recipient may accept it simply because the check represents a firm date on which it will be able to deposit the check.

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In banking, a post-dated cheque is a cheque written by the drawer payer [1] for a date in the future.

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Stephen wanted to pay for a training course and gave two cheques, one dated immediately and one post-dated, for payment later. Unfortunately the recipient cashed both cheques at once and Stephen became overdrawn. He contacted his bank, the Halifax, to ask it why it had paid the money out, and he was told the bank did not honour post-dated cheques.

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